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How we Work

We don’t plan with graphs we plan with people! As a client of PH7 Wealth Management you become part of the PH7 group, all with the same intention of getting the most out of life.

 

In house client servicing manager and online management

You will be allocated a specific person as a point of contact, to email and phone at anytime with your queries. Your plans will be visible and managed online, which means immediate access to information and  We send annual valuations and meet regularly on request if more work or reviews are desired. Our relationships with our clients is one of the main reasons we have grown over the years as 95% of our clients have all come from clients and professionals referring people to plan with us and over our client retention rate is currently around 98.5% which spans back over 13 years of planning.

A Simple Process

We will provide and an initial planning document, no longer than 3-4 pages long which will give you a greater understanding of you existing plans, current charging structure and plan benefits. We will clearly outline and quote the cost of advice prior to any arrangements being implemented and only move forward when both sides are comfortable and have a clear plan in place.

We will provide and an initial planning document, no longer than 3-4 pages long which will give you a greater understanding of you existing plans, current charging structure and plan benefits. We will clearly outline and quote the cost of advice prior to any arrangements being implemented and only move forward when both sides are comfortable and have a clear plan in place.

 

Why complicate a simple process?

just some of

What We Do…

Our advice follows our client’s objectives. Our person centred approach enables clients to understand more of what they want out of life work and with them to achieve it.

 

Plan

At Retirement Planning

The flexibility around taking pension benefits has seen opportunity for people to plan their desired lifestyle around their later working life. Benefits can be taken from the age of 55 and with the state pension now payable at 67 this gives 12 years of potential planning opportunity. Typically this means reducing working hours, working less or completely retiring. Raising your level of knowledge around the different options is a key element of our at retirement planning advice. 

grow

Wealth Management

Once initial advice is given and plans are in place, given our independent status, we have access to many different investment platforms and discretionary fund managers. Portfolios are rebalanced quarterly and funds a regularly checked against the benchmark for performance and switched if necessary. These portfolios start as low as 0.46% and give a robust investment proposition over the long term.

manage

Estate Planning

As humans we are living longer. House prices have increased over the years and long term care planning means more than ever more care needs to be taken for later life advice. Inheritance Tax and Long Term Care fees, with some careful planning, can be effectively reduced or even cleared. We are accredited by the Society of Later Life Advisers -SOLLA due to holding the relevant qualifications.

diversify

Corporate Financial Planning

Managing Directors and CEO’s make up a core element of PH7’s client base. With pro-active planning, we meet before the financial year end and look for tax planning opportunities such as Corporation Tax deductible pension contributions through SIPPs and SSAS’s. This advice ‘dovetails’ to clear vision planning of exit strategies. We also manage group pension schemes and provide advice to individual staff. 

PH7 Wealth Management.

Good financial planning is key to helping you achieve your future goals and aspirations, at PH7 We work with you on your financial journey ensuring you and your families’ long-term future objectives are secure.

Contact

Get In Touch

01282 479 930
info@ph7wm.co.uk
M-F: 8am-5pm

 

PH7 Wealth Management Head Office

3rd Floor, Churchill House, 60 Bank Parade, Burnley, Lancashire

BB11 1TS